Hall & Company

Insurance Adjusters Errors and Omissions Coverage Highlights

  • Claims made and reported, duty to defend policy
  • Admitted program
  • Prior acts coverage options available
  • Customized definition of insured’s services
  • Definition of suit includes arbitration and alternative dispute resolution
  • Up to $500 per day, $10,000 per policy, for insured’s expenses while helping defend a claim
  • Prejudgment and post-judgment interest payments in addition to limits of coverage
  • Automatic 60-day limited claim reporting period
  • 12-, 24-, or 36- month extended reporting period options
  • Criminal, dishonest acts exclusion does not apply to innocent parties
  • Punitive damages covered where allowed by law
  • Primary “other insurance” clause
  • No policy exclusion for personal injury or advertising injury
  • Pre-claim assistance to insured firms to help them mitigate a circumstance before it results in a claim

Covered Persons

In addition to the named insured, the following individuals are automatically included as protected persons:

  • Your spouse, if you are insured as an individual
  • Your employees
  • Your leased workers
  • Partners, directors, executives, officers or employees who have left the firm
  • Legal representatives of certain protected persons

Limits and Deductibles

  • Standard limits up to $3 million
  • Wide range of deductibles
  • Coverage is not available in Louisiana, Alaska and Hawaii